Who can apply for a car loan?

Salaried and self-employed applicants may apply, subject to lender income, age, credit and document criteria.

How quickly can I get a decision?

Timelines vary by lender and document readiness. FININSTA helps organise your file and coordinates updates with the selected lending partner.

Are the rates guaranteed?

No. Rates and approval are decided by the lender after reviewing your profile, credit history, property or vehicle, and current policy.

New car finance

Car Loan

Compare new car finance options with practical down-payment, tenure and EMI guidance.

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Free consultationDigital assistancePAN India support

Finance made simple.One expert. Clear steps. Trusted lender coordination.

Indicative rateCompetitive rates*

TenureUp to 7 years

FundingVehicle based

Why consider it

A practical route to your next financial goal

New vehicle financing

Flexible down-payment options

Dealer coordination support

Documents

Prepare your application file

Requirements can vary by lender and profile. These are the most commonly requested items.

KYC documents

Income proof

Bank statements

Vehicle quotation

Plan repayment

Estimate your Car Loan EMI

Adjust the figures to understand a comfortable repayment range.

Loan amount₹50,00,000₹1 lakh₹100 crore Interest rate7.0% p.a.5%18% Tenure20 years1 year30 years

Your estimate

Estimated monthly EMI

₹38,765

Interest₹43,03,587

Total₹93,03,587

Apply with this EMI

Common questions

Car Loan FAQs

Ask an expert

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